I have recently retrieved a credit card so I won't have to depend on my parents or brothers to order things online for me. Since I don't absently sign up for things, I check the private policy, read the contract, and do any other information sleuthing before actually getting the bloody card.
After reading the contract, I realize that these card companies try to confuse you with their own jargon and other such nonsense. It isn't actually difficult to understand contracts and such but they are annoying to read. The most annoying part "shopping" for a credit card is how they structure their credit to their customers. There are just too many APR rates to go around but as long as you pay everything on time (instead of paying the minimum amount per month), I won't have to worry about a thing. The APR rates are so high too... I don't see why people would charge on their credit card so much if they can't just pay in full by the end of the month.
Looking for benefits is a very irritable process too. I know I won't spend too much to get any type of reward from them so there's almost no point to look for any.
Credit cards are such a nuisance but they aren't so bad if you pay everything in full instead of getting dragged into paying those crazy interest rates.
My first credit card purchases were wigs for my Yoko cosplay. I'm quite excited to get them in the mail but I won't be getting them for a while. Amphigory.com takes 15 business days to receive the wig because of some "special order" process they have to go through... and then the additional shipping from UPS. I ordered another wig from Cosworx for the ponytail on Yoko (a separate wig means a fuller ponytail without having to do wefts). Cosworx has been good to be since they're shipping and handling tends to be fast. I believe they're located in Nevada if I remember correctly...
The Amphigory wig I ordered was the Femme Fatale wig in "Ravished Red." This wig will be the base where I will style Yoko's bangs and stuff. Here's an example picture of the style:
The Cosworx wig I ordered was the Punky XL wig in party color red. This will be used as the ponytail. Here's how this one looks like:
Yes it looks ridiculous but I saw another Yoko cosplayer use this wig as the ponytail and I thought it looked amazing. It just needs some restyling done and a butterfly hair clip so it attaches to the other wig.
How did you deal with credit cards and their respective companies? Did you just sign up for one for the sake of having one or did you do extensive research like I did? Are you currently in any huge debts to credit card companies?
And just for the sake of asking, do you find mannequin heads scary? I prefer the foam ones so they don't look like freakish robots such as the ones I pictured here...
After reading the contract, I realize that these card companies try to confuse you with their own jargon and other such nonsense. It isn't actually difficult to understand contracts and such but they are annoying to read. The most annoying part "shopping" for a credit card is how they structure their credit to their customers. There are just too many APR rates to go around but as long as you pay everything on time (instead of paying the minimum amount per month), I won't have to worry about a thing. The APR rates are so high too... I don't see why people would charge on their credit card so much if they can't just pay in full by the end of the month.
Looking for benefits is a very irritable process too. I know I won't spend too much to get any type of reward from them so there's almost no point to look for any.
Credit cards are such a nuisance but they aren't so bad if you pay everything in full instead of getting dragged into paying those crazy interest rates.
My first credit card purchases were wigs for my Yoko cosplay. I'm quite excited to get them in the mail but I won't be getting them for a while. Amphigory.com takes 15 business days to receive the wig because of some "special order" process they have to go through... and then the additional shipping from UPS. I ordered another wig from Cosworx for the ponytail on Yoko (a separate wig means a fuller ponytail without having to do wefts). Cosworx has been good to be since they're shipping and handling tends to be fast. I believe they're located in Nevada if I remember correctly...
The Amphigory wig I ordered was the Femme Fatale wig in "Ravished Red." This wig will be the base where I will style Yoko's bangs and stuff. Here's an example picture of the style:
Femme Fatale Wig from Amphigory
Punky XL wig from Cosworx
How did you deal with credit cards and their respective companies? Did you just sign up for one for the sake of having one or did you do extensive research like I did? Are you currently in any huge debts to credit card companies?
And just for the sake of asking, do you find mannequin heads scary? I prefer the foam ones so they don't look like freakish robots such as the ones I pictured here...
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